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Exotic Europe, fascinating USA, amazing Autralia.. or closer home, get going on a soul cleansing Char Dham Yatra or have a rendezvous at the Taj Mahal...if you are planning to travel, your options are really unlimited. Now Canara Bank with Nirmala Travels, makes it all very easy for you. read on to know more.

For what purpose?
To meet travel and lodging expenses for travel in india and/ or abroad by air, water, road - either through personally arranged trips or through conducted tours/ trips.

Who is eligible?
Individuals - existing customers with satisfactory dealings. New customers, well introduced are also eligible. The annual gross salary/ gross income should not be less than Rs. 1.5 lakhs.

What is the quantum of loan given?
Need based. A maximum loan up to 20 months' gross salary/ gross annual income subject to a maximum of Rs. 5 lakhs is available.

What is the rate of interest?
11% p.a.*

What about security for the loan?
For loans up to Rs. 50,000/- : no security is insisted.
Beyond Rs. 50,000/- : suitable co-obligation to be provided.

What about repayment?
Repayment can be made over a period of 48 months by the way of EMIs. Salary credit or salary mandate be registered with the company or else Post Dated cheques to be deposited.

What about processing charges?
0.50% of loan amount (minimum: Rs.250/- & Maximum: Rs.500/- Currently waived (please ascertain the latest position)

* Please ascertain the current rates from the neighbourhood Canara Bank branch. Terms & conditions apply. Loans at the sole discretion of the Bank.

 
 
 
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